One to Five

Five by Five

Let’s start in the middle.

What is the most powerful three letter word in the English language?

YES ran a close second. Yet, it can also be the most dangerous word — if not accompanied by NO.

So, again – standing on its own – what is the most powerful three letter word?

ASK

See how powerful it is? If we need, or want, to know something, we simply ask. By asking, now, you know my opinion.

While you are certainly entitled to your opinion, please, let me share the reason for my belief.

The three letters of ASK are actually an acronym for Ask, Seek, and Knock. If we Ask, we will receive answers. If we Seek, we will find opportunity. If we Knock, doors will swing wide open.

Now, let’s count down, from three, to one.

DO is the most powerful two letter word. In fact, knowing and doing are two entirely different concepts. We can ask to know, which empowers us to act for the benefit of others. Yet, until we do, our knowledge is worthless.

I is the most powerful one letter word. It is the only Individual over which we have absolute control. Beyond our fingertips, any semblance of control ends. For the narcissists among us, this isn’t all about you — there’s the rest of the story.

WORK is the most powerful four letter word. Taking personal responsibility for ourselves is the greatest gift we can offer. Because, only, then, can we share the excess bounty from our efforts with those less fortunate.

SERVE is the most powerful five letter word. Want to be happy? Simply, focus on taking care of the wants and needs of one other person. Want to be, really, happy? Passionately, help enough other people get what they want and we can have everything in life we want.

It Is What It Is —But, It will become what you make It.

I
DO
ASK
WORK
SERVE

From top to bottom, life really is that simple.

By bending a knee in service to all, we will receive everything our heart desires.

www.kimfoardcpa.com

Trinity of Choice

Verily, it is almost a religious experience to ask a simple question and to receive a simple answer.

Why is it that so few people know what they want?

Why do they complain about who and where they are?

Why are they reluctant to provide the answers to questions?

Listen carefully to one-hundred individuals and about five of them are happy, content, and at peace with the world. The other ninety-five will be complaining about something. Why?

Happy people take full responsibility for the: Who, What, Where, Why and How of their existence. In fact, they understand their life is the result of every single decision they have ever made.

We get what we allow. If there is something in our life, we put it there. If there is something missing from our life, we have purposefully kept it out. By the selective process of Yes and No, we have made our life, exactly, as it is, or isn’t.

The really whiny individuals of the world will counter with an argument that they didn’t decide. I thank you for the opportunity to state the obvious: A decision to not make a choice is still a decision.

When given the opportunity to choose, we can:

Do the right thing.
Do the wrong thing.
Do nothing.

That’s the trinity of choice. Imagine a fork in the road: Left, Right, or Paralysis. Imagine an elevator: Up, Down, or Stuck. Imagine a simple question: Yes, No, or Maybe. You get the idea.

Do the right thing.
Do the wrong thing.
Do nothing.

Doing the right thing garners inherent rewards.
Doing the wrong thing reveals inherent risks.
Doing nothing does nothing.

Do nothing, be nothing. Do nothing, get nothing. Do nothing, go nowhere. Do nothing, answer nothing. Do nothing, accomplish nothing.

Zero times anything results in a zero-sum game. Life is so much more fun when seasoned with the Rewards and Risks of action.

When facing a choice, make it.

Do something, even, if it’s the wrong thing.

Better, yet, do the right thing!

www.kimfoard.com

Surf`s Up

Surf's UpBrace yourself; serious erosion is on the way!

Predictive models rely on probability. This is not a prediction; it’s not even rocket science. It is number relativity, with a 100% guarantee of occurrence because “SURF’S UP”: Silly Us Rabid Followers Swallowing Useless Platitudes.

Contrary to the storms of nature, we have the opportunity to push this tsunami back over the horizon; to turn the tide of human events. Since we get what we allow, it is reasonable to believe that we have the power to manage that which is within our individual control.

In fact we do it every single day: we live within the budget of a net paycheck, or net profit, from a business. Net is the secret, here; because what happens to the Gross is, well, simply, no other way to say it: ugly!

What we live on is a percentage of the whole earnings pie. If taxes take a 20% slice of the pie, we live on the remaining 80%; if taxes take a 40% chunk, then, yes, we can visually see the gaping “hole in the whole” and the, smaller, 60% share for us. What if, though, we need the 80% to feed our families?

Let’s pretend that we need $40,000 after taxes. By now, your mind is running wild with the calculation of: how big is the total pie, right?! Lucky for us, I was pretty good at 4th grade math. $40,000 divided by .80 equals $50,000; taxes are .20, or $10,000; and, we are left with $40,000. Ah, the family eats well.

Pretending further that prices never increase and our family is happy with $40,000; yet, considering the wall of taxes headed straight for us, something and somebody has to give. How much will the “gift” be? Just a little more division and we can multiple our knowledge, and that, my friends, will empower us to calm the winds of catastrophe. $40,000 divided by .60 equals $66,666; taxes are .40, or $26,666; and, we are left with $40,000, for our family.

In the mail yesterday, I received notice that my Health Insurance premium was going from $300 per month, up, to $400. Every other day for the last few months, I have been notified of other price increases on a variety of goods and services. If the question is: Why? The answer is: Families need $40,000.

Folks; Pogo was right, “I have seen the enemy and he is us.” It is true: We get the government we deserve. After all, isn’t the founding concept of our government: Of the people, By the people, and For the people? Yes; that is a question mark. Do we believe it? More importantly, are we able and willing to accept the mantle of leadership and take individual responsibility for our families?!

A simple, “YES”, in word and deed, is all that is required to make a difference in the world, today. We can turn the tide by declaring, “GIG’S UP”: Get Ideas Growing Splendidly Using Passion.

www.kimfoard.com

Greatest of These

Faith, Hope, and Love

Some days we’re the windshield; some days we’re the bug. The roller-coaster of life can take its toll on our psyches. As a CPA, for the last thirty years, I’ve enjoyed the opportunity, and privilege, of guiding others toward the destinations of their choice. My focus has always been on that word in the center of Certified Public Accountant; I believe “It’s all about the people.”

The “it” is life itself; abundant, fruitful, rich and vibrant life.

Faith is “The substance of things hoped for; the evidence of things not seen.” Gravity is a prime example for us to consider. Each morning, we awake to find ourselves firmly anchored to the bed; some mornings more so than others. As we roll ourselves out, our feet touch the floor with complete confidence that we can journey successfully through the day.

Hope is “The feeling that what is wanted can be had or that events will turn out for the best.” Many tease that accountants have no feelings. While words can express logic, they are inadequate in the expression of feelings. As children, we all made wishes. Many times, adults tempered our hopes with, “If wishes were horses, we’d all have a ride.”

Love is “The greatest gift; and, is a chosen, purposeful effort, often done in the face of fear, to nurture our own growth and the growth of others.”

Since faith and hope are intangibles outside of our control, let’s focus on what is within our sphere of influence. While we can think Faith, and feel Hope; we can do Love.

Love is patient, Love is kind, Rejoices with the truth, Always protects, Always trusts, Always hopes, Always perseveres.

Question: Can we be patient, kind, happy, truthful, protective, trusting, hopeful and perseverant? Answer: Yes. Even beyond the simple affirmative, we can do that for ourselves, if all alone; and, for others, when given the opportunity. The secret is in the four-letter word: give.

When our faith is shaken and our hope is tattered, the road back to both is paved with love. We can begin immediately to offer it to ourselves, first; and, then, to others. As we do, we will find that love “Always hopes” and through that discovery, our hope is restored. Then, because of that hope, we find the substance of faith making it, all, possible!

Since perfect love casts out fear, we can boldly proclaim, “Now, these three remain: faith, hope and love; the greatest of these is Love.”

www.kimfoard.com

Barking Cats

Pets and Partners

Profitable interactions and exchanges flow from the answer to one simple question: “What do you expect from me?”

When young, the reality is “We don’t know what we don’t know.” In other words, “Good judgment comes from experience; experience comes from bad judgment.” Until we discover what we like, many times revealed by exposure to what we find distasteful, we are limited in our ability to choose wisely.

For example, until young humans learn that cats meow and dogs bark, there is the potential for a bad relationship between pet and owner. If the young pet owner expects their cat to bark, they have three legitimate choices; and, one which is more popular and less effective, practiced by adults in dysfunctional relationships.

They can:

1.) Decide to be happy with the reality that their cat meows and purrs.

2.) Decide to be unhappy with the fact that their cat doesn’t bark.

3.) Replace the cat with a dog.

4.) Attempt to change the cat.

Good luck with that last one!

Humans are not like pets: hardwired to bark, or meow. We can do and be absolutely anything. The secret to a relationship with another person, though, is the same as the pet story: We need to really listen and decide at the beginning of the relationship if we can commit to happiness.

Pets have no choice about the relationship into which they are brought; they are owned as “things.” Although noble that people mature enough to choose a barking dog, the dog has no choice in its owner. Loveable and loyal, the dog makes the best of its new home, while expecting nothing in return: the ultimate definition of unconditional love.

The dog’s owner is happy because their expectations are met: barking and unconditional love.

People are not things and we have the freedom to choose our relationships If mature, we know what we want. Even more important, we are able to articulate and demonstrate what we are able and willing to give.

Thus, there are no “right” or “wrong” answers; only truthful responses to the one simple question: “What do you expect from me?” The fun begins by knowing whether we want a pet, or, a partner; then, actively listening to the sounds they make and the stories they share!

www.kimfoard.com